Business Paytm Credit Card: A Smart Way to Pay Online

If you are looking for a convenient and secure way to pay for your online purchases, you might want to consider the paytm credit card. This is a credit card offered by Paytm in partnership with HDFC Bank, one of the leading banks in India. The paytm credit card has many features and benefits that make it an attractive option for online shoppers. Here are some of the reasons why you should get the paytm credit card today.

Easy Application Process

The application process for the paytm credit card is simple and quick. All you need to do is to download the Paytm app on your device and follow these simple steps:

  • On the main screen, navigate to the Loan & Credit Card section.
  • Choose Paytm Credit Card Loan.
  • You will now be directed to the Paytm HDFC Bank Application page.
  • Click the Apply Now button.
  • Enter the necessary general information, such as your PAN card number, address, and professional knowledge.
  • Accept all of the Terms&Conditions required to proceed with the steps, and then click submit.

Once you have completed all the steps, you will be notified of the current status of your credit card. After a short period, your Virtual credit card will be generated and ready for use. Using the Paytm app may take less than 5 minutes to apply for a credit card and insurance and track your spending.

Attractive Rewards and Cashback

The paytm credit card offers you various rewards and cashback for using it for your online transactions. You can earn up to 5% cashback on every purchase made through Paytm. You can also get up to 10% cashback on select categories, such as travel, entertainment, dining, and more. The cashback amount will be credited to your Paytm wallet every month. You can use it for any purpose, such as paying bills, recharging, shopping, or transferring to your bank account.

The paytm credit card also gives you access to the Paytm First loyalty program, which offers you exclusive benefits and discounts from various brands and merchants. You can enjoy free subscriptions to popular OTT platforms, such as Netflix, Amazon Prime, Disney+ Hotstar, etc. You can also avail of discounts on flights, hotels, movies, food delivery, and more. You can also get priority customer service and free insurance coverage with the Paytm First program.

Contactless Payment Technology

The paytm credit card employs cutting-edge contactless payment technology, ensuring your transactions are not only convenient but also secure. You can simply tap your card on any NFC-enabled terminal to make a payment without entering your PIN or signing a receipt. This reduces the risk of fraud and theft and saves you time and hassle. The contactless payment feature works for transactions up to Rs. 2000 per transaction.

Robust Mobile App

Managing your paytm credit card is a breeze with the user-friendly mobile app. You can keep track of your spending, view your rewards, and make payments right from your smartphone. You can also access various features and services offered by Paytm, such as loans, insurance, mutual funds, gold, etc. You can also get instant notifications and alerts for every transaction made with your card. You can also lock or unlock your card in case of loss or theft.

Flexible Repayment Options

The paytm credit card gives you the flexibility to choose how you want to repay your dues. You can opt for the full payment option, where you pay the entire outstanding amount by the due date and enjoy interest-free credit up to 50 days. You can also choose the minimum payment option, where you pay only 5% of the outstanding amount by the due date and carry forward the balance at a nominal interest rate. You can also convert your purchases into easy EMIs with attractive interest rates and tenures.


The paytm credit card is a smart way to pay online for anyone who wants convenience, security, rewards, and flexibility. It is easy to apply for and use with the Paytm app. It offers you various cashback and benefits with the Paytm First program. It uses contactless payment technology for hassle-free transactions. It allows you to manage your spending and payments with ease. It also gives you options to repay your dues as per your convenience.

If you are interested in getting the paytm credit card, you can visit their website or download the Paytm app and follow the steps mentioned above. You can also contact their customer care for any queries or assistance. The paytm credit card is a great way to enhance your online shopping experience and save money.

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